Major State Schemes
Major State Schemes
Jharkhand's flagship schemes are built around cash transfer, housing, pension and land-and-water work. The Maiya Samman Yojana for women and the Abua Awas Yojana for housing are the two most asked in exams.
Maiya Samman Yojana — monthly cash to eligible women | Abua Awas Yojana — three-room pucca house
Flagship schemes
| Scheme | Purpose |
|---|---|
| Mukhyamantri Maiya Samman Yojana | Monthly cash support to eligible women of the state |
| Abua Awas Yojana | Three-room pucca house for families without one |
| Sarvjan Pension Yojana | Universal style old age, widow and disability pension |
| Guruji Credit Card | Education loan support for higher studies |
| Phulo Jhano Ashirwad Yojana | Alternative livelihood for women in the liquor trade |
| Savitribai Phule Kishori Samriddhi Yojana | Support for girls to continue schooling |
| Birsa Harit Gram Yojana | Fruit plantation and greening on rural land |
| Neelambar Pitambar Jal Samriddhi Yojana | Water conservation and soil moisture work |
Maiya Samman Yojana
- Monthly cash transfer to eligible women of the stateबार-बार पूछा जाता है
- The amount was raised to Rs 2,500 per month from the earlier Rs 1,000
- Money goes directly to the beneficiary's bank account
- Aimed at improving women's cash control within the household
- It is the single largest welfare commitment in the state budget
Abua Awas Yojana
- A state housing scheme for families who do not have a pucca house
- Provides a three-room pucca house with assistance of about Rs 2 lakh
- Assistance is released in instalments as construction progresses
- It runs alongside the central rural housing scheme rather than replacing it
- Abua means our own in Mundari, the same word as in Birsa's slogan
Livelihood and natural resource schemes
- Birsa Harit Gram Yojana — fruit orchards on rural land, linked with wage employment
- Neelambar Pitambar Jal Samriddhi Yojana — trenches, bunds and farm ponds for water
- Veer Shahid Poto Ho Khel Vikas Yojana — village level sports development
- Mukhyamantri Rojgar Srijan Yojana — loan support for self-employment
- Marang Gomke Jaipal Singh Munda Overseas Scholarship — foreign study support for tribal students
- Most scheme names in the state honour a movement figure, which itself is a question pattern
Points that get asked
- Scheme giving monthly cash to women — Maiya Samman Yojana
- Housing scheme of the state — Abua Awas Yojana
- Scheme for overseas study by tribal students — Marang Gomke Jaipal Singh Munda Overseas Scholarship
- Water conservation scheme — Neelambar Pitambar Jal Samriddhi Yojana
- Meaning of abua — our own
अबुआ (Abua) मुंडारी शब्द है जिसका अर्थ है 'हमारा अपना'। बिरसा मुंडा के नारे 'अबुआ दिशुम, अबुआ राज' में यही शब्द आता है, और योजना का नाम वहीं से लिया गया है।
Memory hook — Char yojna, char maqsad — Maiya = mahila nakad, Abua = ghar, Sarvjan = pension, Guruji = padhai. Naam se hi kaam samajh me aa jaata hai.
Yahan confuse hote hain — Yojna ke naam aur uddeshya aksar mil jaate hain.
✗ Abua Awas Yojana is a pension scheme | ✓ Abua Awas is a housing scheme; the pension scheme is Sarvjan Pension Yojana
✗ Phulo Jhano Ashirwad Yojana shiksha ki yojna hai | ✓ Ye sharab vyavsay se jude parivaron ke liye vaikalpik ajeevika ki yojna hai
Exam pointer — JSSC CGL, JTGLCCE, JKCE aur JTET me yojna-uddeshya matching har paper me aata hai. JPSC me kalyan kharch aur rajya vitt ka santulan Mains me poochha jaata hai. Yojna ke ankde badalte rehte hain — naam aur uddeshya pakka karo, raqam ko approx hi yaad rakho.
Ek nazar me
- Maiya Samman Yojana — monthly cash to eligible women
- Amount raised to Rs 2,500 per month
- Abua Awas Yojana — three-room pucca house, about Rs 2 lakh
- Abua means our own in Mundari
- Sarvjan Pension Yojana — old age, widow and disability pension
- Guruji Credit Card — education loan support
- Phulo Jhano Ashirwad Yojana — alternative livelihood for women
- Birsa Harit Gram Yojana — fruit plantation and greening
- Neelambar Pitambar Jal Samriddhi Yojana — water conservation
- Marang Gomke scholarship — overseas study for tribal students